/* ═══════════════════════════════════════════════
   MERIDIAN — tokens
   ═══════════════════════════════════════════════ */
@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@400;500;600;700;800&family=Inter:wght@400;500;600&display=swap');

:root{
  /* ===== LIGHT — FINOVATE-INSPIRED GREEN ===== */
  --obsidian:#FFFFFF;        /* page background */
  --navy:#F3F8F4;            /* light green-tinted section */
  --navy-2:#E8F2EB;          /* deeper green tint */
  --steel:#CBDAD0;
  --steel-dim:#E6EDE8;       /* hairline borders / dividers */
  --cyan:#1E7A46;            /* forest green — primary accent */
  --cyan-deep:#155C34;
  --brass:#1E7A46;           /* accent (kept as green) */
  --brass-bright:#3FA866;
  --platinum:#13271D;        /* deep green-charcoal ink */
  --platinum-dim:#566A5E;    /* secondary text */
  --ink:#13271D;
  --ink-navy:#0F2A1E;        /* deep forest (footer / contrast blocks) */
  --tint:#E7F4EC;            /* light green tint background */
  --glass:#FFFFFF;           /* card surface */
  --glass-line:#E6EDE8;      /* card border */
  --r:18px;
  --ease:cubic-bezier(.22,1,.36,1);
  --shadow:0 24px 60px rgba(16,40,28,.10);
  --shadow-sm:0 10px 30px rgba(16,40,28,.07);
  --font-d:"Poppins",system-ui,sans-serif;
  --font-b:"Inter",system-ui,sans-serif;
  --font-m:"Poppins",system-ui,sans-serif;
}

*{margin:0;padding:0;box-sizing:border-box}
html{-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
body{
  background:var(--obsidian);
  color:var(--platinum);
  font-family:var(--font-b);
  font-weight:300;
  line-height:1.5;
  overflow-x:hidden;
}
.lenis.lenis-smooth{scroll-behavior:auto!important}
::selection{background:var(--cyan);color:var(--obsidian)}
a{color:inherit;text-decoration:none}
.mono{font-family:var(--font-m);letter-spacing:.02em}

/* ═══════════ PRELOADER ═══════════ */
#preloader{
  position:fixed;inset:0;z-index:9999;background:var(--obsidian);
  display:flex;align-items:center;justify-content:center;
}
.pre-inner{width:min(340px,76vw);text-align:center}
.pre-mark{
  font-family:var(--font-d);font-weight:500;font-size:21px;letter-spacing:.2em;
  color:var(--platinum);margin-bottom:26px;padding-left:.2em;white-space:nowrap;
}
.pre-mark span{color:var(--brass);margin:0 .12em}
.pre-bar{height:1px;background:var(--steel-dim);position:relative;overflow:hidden}
.pre-bar-fill{position:absolute;inset:0;width:0;background:linear-gradient(90deg,var(--brass),var(--brass-bright))}
.pre-status{
  display:flex;justify-content:space-between;margin-top:14px;
  font-family:var(--font-m);font-size:10px;letter-spacing:.22em;color:var(--platinum-dim);
}
.pre-pct{color:var(--brass)}

/* ═══════════ STATIC ARCHITECTURAL BACKGROUND ═══════════ */
#scene{
  position:fixed;inset:0;z-index:0;width:100vw;height:100vh;display:block;
  background:
    radial-gradient(140% 90% at 50% -8%, rgba(22,38,66,.55) 0%, transparent 55%),
    radial-gradient(120% 80% at 80% 10%, rgba(184,134,11,.06) 0%, transparent 45%),
    linear-gradient(180deg, #0A1322 0%, #070C16 55%, #05080F 100%);
}
#scene-grain{
  position:fixed;inset:0;z-index:1;pointer-events:none;opacity:.04;mix-blend-mode:overlay;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='3'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
}
/* fine blueprint grid + engraved rings, very low contrast */
#scene-vignette{
  position:fixed;inset:0;z-index:1;pointer-events:none;
  background:
    repeating-linear-gradient(0deg, rgba(150,168,196,.022) 0 1px, transparent 1px 72px),
    repeating-linear-gradient(90deg, rgba(150,168,196,.022) 0 1px, transparent 1px 72px),
    radial-gradient(circle at 50% 34%, transparent 0 22vw, rgba(150,168,196,.03) 22vw 22.07vw, transparent 22.07vw),
    radial-gradient(circle at 50% 34%, transparent 0 32vw, rgba(184,134,11,.035) 32vw 32.06vw, transparent 32.06vw),
    radial-gradient(120% 120% at 50% 40%, transparent 38%, rgba(3,6,12,.6) 76%, rgba(2,4,9,.95) 100%);
}

/* ═══════════ NAV ═══════════ */
#nav{
  position:fixed;top:0;left:0;right:0;z-index:100;
  display:flex;align-items:center;justify-content:space-between;
  padding:22px clamp(20px,4vw,52px);
  transition:padding .5s var(--ease),background .5s var(--ease),border-color .5s var(--ease);
  border-bottom:1px solid transparent;
}
#nav.shrink{
  padding:13px clamp(20px,4vw,52px);
  background:rgba(5,7,13,.62);backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px);
  border-bottom:1px solid var(--steel-dim);
}
.nav-logo{display:flex;align-items:center;gap:11px;position:relative}
.logo-glyph{
  width:22px;height:22px;flex:none;border:1.5px solid var(--brass);border-radius:50%;position:relative;
  box-shadow:inset 0 0 6px rgba(184,134,11,.2);
}
.logo-glyph::after{content:"";position:absolute;inset:5px;border-radius:50%;background:var(--brass);opacity:.9}
.logo-word{font-family:var(--font-d);font-weight:600;letter-spacing:.26em;font-size:15px;padding-left:.26em}
.logo-sub{font-family:var(--font-m);font-size:8px;letter-spacing:.3em;color:var(--platinum-dim);align-self:center;border-left:1px solid var(--steel);padding-left:10px;margin-left:2px}
.nav-links{display:flex;align-items:center;gap:clamp(14px,1.7vw,26px)}
.nav-links > a,.nav-trigger{
  font-family:var(--font-b);font-size:12.5px;letter-spacing:.06em;color:var(--platinum-dim);font-weight:400;position:relative;padding:4px 0;
  background:none;border:none;cursor:pointer;display:inline-flex;align-items:center;gap:6px;
  transition:color .35s var(--ease);
}
.nav-links > a::after{content:"";position:absolute;left:0;bottom:0;height:1px;width:0;background:var(--cyan);transition:width .4s var(--ease)}
.nav-links > a:hover{color:var(--platinum)}
.nav-links > a:hover::after{width:100%}
.nav-links > a.active{color:var(--platinum)}
.nav-links > a.active::after{width:100%}
.nav-trigger svg{transition:transform .35s var(--ease)}
.nav-trigger:hover{color:var(--platinum)}

/* mega-menu dropdowns */
.nav-item{position:relative}
.nav-item:hover .nav-trigger{color:var(--platinum)}
.nav-item:hover .nav-trigger svg{transform:rotate(180deg)}
.nav-drop{position:absolute;top:100%;left:50%;padding-top:16px;opacity:0;visibility:hidden;transform:translateX(-50%) translateY(8px);transition:opacity .3s var(--ease),transform .3s var(--ease);z-index:130}
.nav-item:hover .nav-drop{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.nav-drop--right{left:auto;right:0;transform:translateY(8px)}
.nav-item:hover .nav-drop--right{transform:translateY(0)}
.nav-drop-inner{min-width:290px;background:rgba(9,14,26,.92);backdrop-filter:blur(22px);-webkit-backdrop-filter:blur(22px);border:1px solid var(--steel-dim);border-radius:14px;padding:10px;display:flex;flex-direction:column;gap:1px;box-shadow:0 30px 70px rgba(16,40,28,.10)}
.nav-drop a{display:flex;flex-direction:column;gap:3px;padding:11px 15px;border-radius:9px;transition:background .3s}
.nav-drop a:hover{background:rgba(157,178,204,.07)}
.nav-drop .d-t{font-family:var(--font-d);font-weight:500;font-size:13.5px;color:var(--platinum);letter-spacing:.01em}
.nav-drop a:hover .d-t{color:var(--cyan)}
.nav-drop .d-s{font-size:11px;color:var(--platinum-dim);letter-spacing:0;line-height:1.3}
.nav-cta{
  display:flex;align-items:center;gap:9px;font-family:var(--font-d);font-weight:500;font-size:12.5px;letter-spacing:.04em;
  padding:11px 19px;border:1px solid var(--glass-line);border-radius:40px;color:var(--platinum);
  background:var(--glass);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);
  transition:border-color .4s var(--ease),box-shadow .4s var(--ease),color .4s;position:relative;overflow:hidden;
}
.nav-cta svg{transition:transform .4s var(--ease)}
.nav-cta:hover{border-color:rgba(184,134,11,.55);box-shadow:0 0 0 1px rgba(184,134,11,.18)}
.nav-cta:hover svg{transform:translateX(4px)}
.nav-burger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:6px}
.nav-burger span{width:24px;height:1.5px;background:var(--platinum);transition:.3s}

#rail{position:fixed;top:0;left:0;right:0;height:2px;z-index:101;background:transparent}
#rail-fill{height:100%;width:0;background:linear-gradient(90deg,var(--brass),var(--brass-bright))}

/* ═══════════ LAYOUT PRIMITIVES ═══════════ */
.panel{position:relative;z-index:2;padding:clamp(80px,11vh,150px) clamp(20px,5vw,90px)}
.eyebrow,.hero-eyebrow,.stmt-eyebrow{
  font-family:var(--font-m);font-size:11px;letter-spacing:.28em;color:var(--cyan);
  display:flex;align-items:center;gap:10px;margin-bottom:26px;text-transform:uppercase;
}
.eyebrow{color:var(--platinum-dim)}
.hero-eyebrow .dot{width:6px;height:6px;border-radius:50%;background:var(--cyan);box-shadow:0 0 10px var(--cyan);animation:pulse 2.4s infinite}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.3}}

.btn{
  position:relative;display:inline-flex;align-items:center;justify-content:center;
  font-family:var(--font-d);font-weight:500;font-size:14px;letter-spacing:.02em;
  padding:16px 30px;border-radius:44px;cursor:pointer;overflow:hidden;border:1px solid transparent;
  transition:transform .4s var(--ease),box-shadow .4s var(--ease),border-color .4s;
}
.btn span{position:relative;z-index:2}
.btn-primary{background:linear-gradient(120deg,var(--brass),var(--brass-bright));color:#1a1206;box-shadow:0 8px 30px rgba(184,134,11,.28)}
.btn-primary:hover{box-shadow:0 10px 40px rgba(184,134,11,.5);transform:translateY(-2px)}
.btn-ghost{background:var(--glass);border:1px solid var(--glass-line);color:var(--platinum);backdrop-filter:blur(10px)}
.btn-ghost:hover{border-color:var(--cyan);box-shadow:0 0 26px rgba(157,178,204,.2);transform:translateY(-2px)}
.btn-full{width:100%;margin-top:8px}

/* ═══════════ HERO ═══════════ */
.hero{min-height:100vh;display:flex;flex-direction:column;justify-content:center;padding-top:120px}
.hero-h1{
  font-family:var(--font-d);font-weight:500;line-height:1;letter-spacing:-.01em;
  font-size:clamp(42px,7.4vw,112px);margin-bottom:30px;
}
.hero-h1 .line{display:block;overflow:hidden}
.hero-h1 .w{display:inline-block;transform:translateY(110%);will-change:transform}
.hero-h1 .accent{
  color:transparent;background:linear-gradient(100deg,var(--cyan) 0%,var(--platinum) 45%,var(--brass) 100%);
  -webkit-background-clip:text;background-clip:text;font-style:italic;font-weight:400;
}
.hero-sub{max-width:560px;font-size:clamp(15px,1.6vw,19px);color:var(--platinum-dim);line-height:1.6;margin-bottom:36px}
.hero-actions{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:60px}
.hero-ticker{position:relative;overflow:hidden;border-top:1px solid var(--steel-dim);border-bottom:1px solid var(--steel-dim);padding:14px 0;max-width:760px;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.ticker-track{display:flex;gap:24px;white-space:nowrap;width:max-content;animation:ticker 38s linear infinite;font-family:var(--font-m);font-size:11px;letter-spacing:.18em;color:var(--platinum-dim)}
.ticker-track span:nth-child(2n){color:var(--cyan)}
@keyframes ticker{to{transform:translateX(-50%)}}
.scroll-cue{position:absolute;bottom:34px;left:50%;transform:translateX(-50%);display:flex;flex-direction:column;align-items:center;gap:9px;font-family:var(--font-m);font-size:9px;letter-spacing:.3em;color:var(--platinum-dim)}
.scroll-cue i{width:1px;height:38px;background:linear-gradient(var(--cyan),transparent);position:relative;overflow:hidden}
.scroll-cue i::after{content:"";position:absolute;top:-50%;left:0;width:100%;height:50%;background:var(--cyan);animation:cue 1.9s var(--ease) infinite}
@keyframes cue{to{top:100%}}

/* ═══════════ TRUST ═══════════ */
.trust{padding-top:0;padding-bottom:clamp(70px,9vh,120px)}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--steel-dim);border:1px solid var(--steel-dim);border-radius:var(--r);overflow:hidden;backdrop-filter:blur(8px)}
.trust-cell{background:var(--glass);padding:38px clamp(18px,2.4vw,36px)}
.trust-cell .num{font-family:var(--font-d);font-weight:500;font-size:clamp(42px,5.4vw,68px);line-height:1;color:var(--platinum);display:flex;align-items:baseline}
.trust-cell .num em{font-style:normal;color:var(--brass);font-size:.5em;margin-left:2px}
.trust-cell .lbl{margin-top:12px;font-size:12.5px;color:var(--platinum-dim);letter-spacing:.02em;max-width:170px}

/* ═══════════ STATEMENT ═══════════ */
.statement{text-align:center;padding-top:clamp(110px,16vh,200px);padding-bottom:clamp(110px,16vh,200px)}
.stmt-eyebrow{justify-content:center}
.stmt-h2{font-family:var(--font-d);font-weight:400;line-height:1.08;letter-spacing:-.015em;font-size:clamp(30px,5.6vw,80px);max-width:1100px;margin:0 auto 34px}
.stmt-h2 .reveal-line{display:block;opacity:0;transform:translateY(40px);filter:blur(6px)}
.stmt-h2 .accent{color:transparent;background:linear-gradient(100deg,var(--cyan),var(--brass));-webkit-background-clip:text;background-clip:text;font-style:italic}
.stmt-body{max-width:620px;margin:0 auto;color:var(--platinum-dim);font-size:clamp(15px,1.6vw,18px)}

/* ═══════════ CATEGORIES (horizontal scroll) ═══════════ */
.cats{padding-right:0}
.cats-head{margin-bottom:50px;max-width:560px}
.cats-head h2{font-family:var(--font-d);font-weight:500;font-size:clamp(30px,4.6vw,62px);line-height:1.02;letter-spacing:-.015em}
.cats-track-wrap{overflow:hidden}
.cats-track{display:flex;gap:24px;width:max-content;padding-right:90px;will-change:transform}
.cat-card{
  width:min(380px,82vw);flex:none;background:var(--glass);border:1px solid var(--glass-line);border-radius:var(--r);
  padding:34px 32px;min-height:380px;display:flex;flex-direction:column;
  backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);position:relative;overflow:hidden;
  transition:border-color .5s var(--ease),transform .5s var(--ease),box-shadow .5s;
}
.cat-card::before{content:"";position:absolute;top:0;left:0;right:0;height:1px;background:linear-gradient(90deg,transparent,var(--cyan),transparent);opacity:0;transition:opacity .5s}
.cat-card:hover{border-color:rgba(157,178,204,.4);transform:translateY(-5px);box-shadow:0 24px 60px rgba(16,40,28,.10)}
.cat-card:hover::before{opacity:1}
.cat-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:24px}
.cat-num{font-family:var(--font-m);font-size:13px;color:var(--cyan);letter-spacing:.1em}
.cat-tag{font-family:var(--font-m);font-size:9px;letter-spacing:.24em;color:var(--platinum-dim);border:1px solid var(--steel);padding:5px 10px;border-radius:30px}
.cat-card h3{font-family:var(--font-d);font-weight:500;font-size:26px;line-height:1.1;margin-bottom:14px;letter-spacing:-.01em}
.cat-card>p{font-size:14px;color:var(--platinum-dim);line-height:1.55;margin-bottom:auto}
.cat-card ul{list-style:none;display:flex;flex-wrap:wrap;gap:7px;margin:24px 0}
.cat-card li{font-family:var(--font-m);font-size:10.5px;letter-spacing:.04em;color:var(--cyan);border:1px solid var(--glass-line);padding:5px 10px;border-radius:30px;background:rgba(157,178,204,.04)}
.cat-link{font-family:var(--font-d);font-size:13px;color:var(--brass-bright);font-weight:500;letter-spacing:.02em;transition:gap .3s}
.cat-link:hover{color:var(--brass)}
.cat-cta{background:linear-gradient(150deg,rgba(184,134,11,.16),rgba(10,16,32,.5));border-color:rgba(184,134,11,.34);justify-content:center;align-items:flex-start;gap:26px}
.cat-cta h3{font-size:30px}

/* ═══════════ WHY ═══════════ */
.why{display:grid;grid-template-columns:1fr 1fr;gap:clamp(40px,6vw,100px);align-items:center}
.why-left h2{font-family:var(--font-d);font-weight:500;font-size:clamp(32px,4.6vw,64px);line-height:1.02;letter-spacing:-.018em;margin-bottom:26px}
.why-left .accent{color:transparent;background:linear-gradient(100deg,var(--cyan),var(--brass));-webkit-background-clip:text;background-clip:text;font-style:italic}
.why-left p{color:var(--platinum-dim);font-size:17px;max-width:440px;margin-bottom:34px}
.why-right{display:flex;flex-direction:column;gap:1px;background:var(--steel-dim);border:1px solid var(--steel-dim);border-radius:var(--r);overflow:hidden}
.why-item{display:flex;gap:20px;padding:24px 28px;background:var(--glass);backdrop-filter:blur(10px);align-items:flex-start;transition:background .4s}
.why-item:hover{background:rgba(157,178,204,.06)}
.wi-n{font-family:var(--font-m);font-size:13px;color:var(--cyan);border:1px solid var(--glass-line);width:34px;height:34px;flex:none;border-radius:50%;display:flex;align-items:center;justify-content:center}
.why-item h4{font-family:var(--font-d);font-weight:500;font-size:18px;margin-bottom:5px}
.why-item p{font-size:13.5px;color:var(--platinum-dim);margin:0}

/* ═══════════ LIFECYCLE (pinned) ═══════════ */
.lifecycle{padding-bottom:0}
.life-head{margin-bottom:50px}
.life-head h2{font-family:var(--font-d);font-weight:500;font-size:clamp(30px,4.4vw,60px);line-height:1.04;letter-spacing:-.015em}
.life-stage{display:grid;grid-template-columns:1fr .8fr;gap:60px;align-items:start}
.life-steps{display:flex;flex-direction:column}
.life-step{padding:30px 0;border-top:1px solid var(--steel-dim);opacity:.32;transition:opacity .5s var(--ease),transform .5s var(--ease);display:grid;grid-template-columns:60px 1fr;gap:20px;align-items:baseline}
.life-step:last-child{border-bottom:1px solid var(--steel-dim)}
.life-step.active{opacity:1}
.life-step.active .ls-n{color:var(--cyan)}
.ls-n{font-family:var(--font-m);font-size:14px;color:var(--platinum-dim);transition:color .5s}
.life-step h4{font-family:var(--font-d);font-weight:500;font-size:clamp(20px,2.4vw,30px);margin-bottom:6px}
.life-step p{font-size:14px;color:var(--platinum-dim);max-width:420px}
.life-visual{position:sticky;top:0;height:100vh;display:flex;align-items:center;justify-content:center;margin-top:-50px}
.life-ring{width:min(300px,60vw);aspect-ratio:1;border-radius:50%;border:1px solid var(--glass-line);display:flex;flex-direction:column;align-items:center;justify-content:center;position:relative;background:var(--glass);backdrop-filter:blur(8px)}
.life-ring::before,.life-ring::after{content:"";position:absolute;border-radius:50%;border:1px solid var(--glass-line)}
.life-ring::before{inset:-22px;border-color:rgba(157,178,204,.1);animation:spin 24s linear infinite}
.life-ring::after{inset:22px;border-color:rgba(184,134,11,.16);animation:spin 16s linear infinite reverse}
@keyframes spin{to{transform:rotate(360deg)}}
.life-ring-pct{font-family:var(--font-d);font-weight:500;font-size:72px;color:var(--cyan);line-height:1}
.life-ring-lbl{font-family:var(--font-m);font-size:11px;letter-spacing:.24em;color:var(--platinum-dim);margin-top:10px}

/* ═══════════ DESK ═══════════ */
.desk-head{max-width:600px;margin-bottom:44px}
.desk-head h2{font-family:var(--font-d);font-weight:500;font-size:clamp(30px,4.6vw,62px);line-height:1.02;letter-spacing:-.015em;margin-bottom:18px}
.desk-head p{color:var(--platinum-dim);font-size:15px;max-width:480px}
.desk-board{border:1px solid var(--steel-dim);border-radius:var(--r);overflow:hidden;margin-bottom:40px;background:var(--glass);backdrop-filter:blur(12px)}
.desk-row{display:grid;grid-template-columns:1.4fr 1fr 1.3fr .8fr;gap:18px;padding:20px clamp(18px,2.6vw,32px);border-bottom:1px solid var(--steel-dim);align-items:center;transition:background .4s}
.desk-row:last-child{border-bottom:none}
.desk-row:not(.desk-row--head):hover{background:rgba(157,178,204,.05)}
.desk-row--head span{font-family:var(--font-m);font-size:10px;letter-spacing:.2em;color:var(--platinum-dim)}
.dk-cat{font-family:var(--font-d);font-weight:500;font-size:17px}
.desk-row .mono{font-size:12.5px;color:var(--platinum-dim)}
.status{font-family:var(--font-m);font-size:10px;letter-spacing:.14em;padding:6px 12px;border-radius:30px;justify-self:start;border:1px solid}
.status.live{color:var(--cyan);border-color:rgba(157,178,204,.4);background:rgba(157,178,204,.06)}
.status.warm{color:var(--brass-bright);border-color:rgba(184,134,11,.4);background:rgba(184,134,11,.06)}
.status.due{color:var(--platinum-dim);border-color:var(--steel)}

/* ═══════════ RESEARCH ═══════════ */
.res-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;grid-auto-rows:1fr;gap:18px;margin-top:34px}
.res-card{background:var(--glass);border:1px solid var(--glass-line);border-radius:var(--r);padding:30px;backdrop-filter:blur(12px);display:flex;flex-direction:column;transition:border-color .5s var(--ease),transform .5s var(--ease);min-height:200px}
.res-card:hover{border-color:rgba(157,178,204,.4);transform:translateY(-4px)}
.res-feat{grid-row:span 2;justify-content:space-between}
.res-kicker{font-family:var(--font-m);font-size:10px;letter-spacing:.2em;color:var(--cyan);margin-bottom:18px}
.res-card h3{font-family:var(--font-d);font-weight:500;line-height:1.16;letter-spacing:-.01em;margin-bottom:14px;font-size:19px}
.res-feat h3{font-size:clamp(24px,2.8vw,36px);margin-bottom:18px}
.res-card p{font-size:14px;color:var(--platinum-dim);margin-bottom:auto}
.res-meta{font-size:10px;letter-spacing:.16em;color:var(--platinum-dim);margin-top:20px}

/* ═══════════ SUBMIT ═══════════ */
.submit{padding-top:clamp(90px,12vh,150px)}
.submit-inner{display:grid;grid-template-columns:1fr 1.05fr;gap:clamp(40px,6vw,90px);align-items:start}
.submit-copy{position:sticky;top:120px}
.submit-copy h2{font-family:var(--font-d);font-weight:500;font-size:clamp(34px,5vw,68px);line-height:1;letter-spacing:-.02em;margin-bottom:22px}
.submit-copy p{color:var(--platinum-dim);font-size:16px;max-width:420px;margin-bottom:30px}
.submit-assure{display:flex;flex-direction:column;gap:13px}
.submit-assure span{display:flex;align-items:center;gap:11px;font-size:13.5px;color:var(--platinum)}
.submit-assure i{width:7px;height:7px;border-radius:50%;background:var(--cyan);box-shadow:0 0 9px var(--cyan);flex:none}
.submit-form{background:var(--glass);border:1px solid var(--glass-line);border-radius:18px;padding:clamp(26px,3.4vw,44px);backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px)}
.sf-step{display:flex;align-items:center;gap:14px;margin:26px 0 16px}
.sf-step:first-child{margin-top:0}
.sf-n{font-size:10px;letter-spacing:.18em;color:var(--cyan)}
.sf-t{font-family:var(--font-d);font-weight:500;font-size:15px}
.sf-row{margin-bottom:14px}
.sf-row-2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.sf-row-3{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:14px}
.sf-field{display:flex;flex-direction:column;gap:7px}
.sf-field span{font-family:var(--font-m);font-size:10px;letter-spacing:.12em;color:var(--platinum-dim)}
.sf-field input{
  background:rgba(5,9,18,.6);border:1px solid var(--steel-dim);border-radius:9px;padding:13px 15px;
  color:var(--platinum);font-family:var(--font-b);font-size:14px;transition:border-color .35s,box-shadow .35s;
}
.sf-field input.mono{font-family:var(--font-m)}
.sf-field input::placeholder{color:#4b5876}
.sf-field input:focus{outline:none;border-color:var(--cyan);box-shadow:0 0 0 3px rgba(157,178,204,.1)}
.sf-consent{display:flex;gap:12px;align-items:flex-start;margin:20px 0;font-size:12.5px;color:var(--platinum-dim);line-height:1.45;cursor:pointer}
.sf-consent input{margin-top:2px;accent-color:var(--cyan);flex:none}
.sf-fine{font-size:11px;color:#566380;margin-top:16px;line-height:1.5}

/* ═══════════ FOOTER ═══════════ */
#footer{position:relative;z-index:2;padding:clamp(70px,9vh,110px) clamp(20px,5vw,90px) 40px;border-top:1px solid var(--steel-dim);background:linear-gradient(180deg,transparent,rgba(5,7,13,.6))}
.foot-top{display:grid;grid-template-columns:1.3fr 2fr;gap:60px;margin-bottom:60px}
.foot-brand .logo-word{font-size:22px;display:block;margin-bottom:16px;padding-left:.26em}
.foot-brand p{color:var(--platinum-dim);font-size:14px;max-width:330px}
.foot-cols{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}
.foot-cols h5{font-family:var(--font-m);font-size:10px;letter-spacing:.2em;color:var(--cyan);margin-bottom:18px}
.foot-cols a{display:block;font-size:13.5px;color:var(--platinum-dim);padding:5px 0;transition:color .3s}
.foot-cols a:hover{color:var(--platinum)}
.foot-bot{display:flex;justify-content:space-between;padding:24px 0;border-top:1px solid var(--steel-dim);font-size:10px;letter-spacing:.16em;color:var(--platinum-dim)}
.foot-disclaimer{font-size:11px;color:#46536e;line-height:1.6;max-width:760px}

/* ═══════════ SHARED SECTION HEADINGS ═══════════ */
.sec-h2{font-family:var(--font-d);font-weight:500;font-size:clamp(28px,4.2vw,58px);line-height:1.04;letter-spacing:-.015em;margin-bottom:24px}
.sec-lead{color:var(--platinum-dim);font-size:clamp(15px,1.6vw,18px);line-height:1.6;max-width:680px}

/* ═══════════ POSITIONING ═══════════ */
.position-grid{display:grid;grid-template-columns:1.2fr .85fr;gap:clamp(40px,6vw,90px);align-items:start}
.position-copy p{color:var(--platinum-dim);font-size:15.5px;line-height:1.7;margin-bottom:18px;max-width:560px}
.position-points{display:grid;grid-template-columns:1fr;gap:1px;background:var(--steel-dim);border:1px solid var(--steel-dim);border-radius:var(--r);overflow:hidden;position:sticky;top:110px}
.tp{display:flex;align-items:center;gap:14px;padding:20px 24px;background:var(--glass);backdrop-filter:blur(10px);font-family:var(--font-d);font-weight:500;font-size:15px;transition:background .4s}
.tp:hover{background:rgba(157,178,204,.06)}
.tp i{width:7px;height:7px;border-radius:50%;background:var(--cyan);box-shadow:0 0 9px var(--cyan);flex:none}

/* ═══════════ OUR DIFFERENCE ═══════════ */
.diff-head{max-width:760px;margin-bottom:50px}
.diff-body{display:grid;grid-template-columns:1.1fr 1fr;gap:clamp(40px,6vw,80px);align-items:start}
.diff-text p{color:var(--platinum-dim);font-size:15.5px;line-height:1.7;margin-bottom:18px;max-width:520px}
.diff-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.diff-card{background:var(--glass);border:1px solid var(--glass-line);border-radius:var(--r);padding:26px 24px;backdrop-filter:blur(12px);transition:border-color .5s var(--ease),transform .5s var(--ease)}
.diff-card:hover{border-color:rgba(157,178,204,.34);transform:translateY(-4px)}
.diff-card h4{font-family:var(--font-d);font-weight:500;font-size:17px;margin-bottom:9px}
.diff-card p{font-size:13px;color:var(--platinum-dim);line-height:1.55}

/* ═══════════ WHO WE SERVE ═══════════ */
.serve-head{max-width:780px;margin-bottom:50px}
.serve-head .sec-lead{margin-top:8px}
.serve-cols{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.serve-card{background:var(--glass);border:1px solid var(--glass-line);border-radius:var(--r);padding:36px 32px;backdrop-filter:blur(14px);position:relative;overflow:hidden;transition:border-color .5s var(--ease),transform .5s var(--ease),box-shadow .5s}
.serve-card::before{content:"";position:absolute;top:0;left:0;right:0;height:1px;background:linear-gradient(90deg,transparent,var(--cyan),transparent);opacity:0;transition:opacity .5s}
.serve-card:hover{border-color:rgba(157,178,204,.4);transform:translateY(-5px);box-shadow:0 24px 60px rgba(16,40,28,.10)}
.serve-card:hover::before{opacity:1}
.sc-n{font-size:12px;color:var(--cyan);letter-spacing:.16em;display:block;margin-bottom:22px}
.serve-card h3{font-family:var(--font-d);font-weight:500;font-size:24px;line-height:1.1;margin-bottom:14px;letter-spacing:-.01em}
.serve-card p{font-size:14px;color:var(--platinum-dim);line-height:1.6}

/* ═══════════ GLOBAL COVERAGE ═══════════ */
.regions-head{max-width:780px;margin-bottom:46px}
.regions-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}
.region-card{background:var(--glass);border:1px solid var(--glass-line);border-radius:var(--r);padding:28px 22px;backdrop-filter:blur(12px);min-height:200px;display:flex;flex-direction:column;transition:border-color .5s var(--ease),transform .5s var(--ease)}
.region-card:hover{border-color:rgba(157,178,204,.4);transform:translateY(-5px)}
.rg-k{font-size:11px;color:var(--cyan);letter-spacing:.14em;margin-bottom:18px}
.region-card h4{font-family:var(--font-d);font-weight:500;font-size:18px;margin-bottom:12px;line-height:1.15}
.region-card p{font-size:12.5px;color:var(--platinum-dim);line-height:1.55;margin-top:auto}
.regions-foot{margin-top:26px;font-size:11.5px;color:#56627d;line-height:1.6;max-width:760px}

/* ═══════════ INDUSTRIES ═══════════ */
.sectors-head{max-width:780px;margin-bottom:46px}
.sectors-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.sector-card{background:var(--glass);border:1px solid var(--glass-line);border-radius:var(--r);padding:26px 24px;backdrop-filter:blur(12px);transition:border-color .5s var(--ease),transform .5s var(--ease)}
.sector-card:hover{border-color:rgba(184,134,11,.4);transform:translateY(-4px)}
.sector-card h4{font-family:var(--font-d);font-weight:500;font-size:17px;margin-bottom:10px;line-height:1.15}
.sector-card p{font-size:12.5px;color:var(--platinum-dim);line-height:1.55}

/* ═══════════ INSTITUTIONAL RELATIONSHIPS ═══════════ */
.network-head{max-width:780px;margin-bottom:46px}
.network-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.net-card{background:var(--glass);border:1px solid var(--glass-line);border-radius:var(--r);padding:26px 24px;backdrop-filter:blur(12px);transition:border-color .5s var(--ease),transform .5s var(--ease)}
.net-card:hover{border-color:rgba(157,178,204,.4);transform:translateY(-4px)}
.net-card h4{font-family:var(--font-d);font-weight:500;font-size:16px;margin-bottom:9px;line-height:1.18}
.net-card p{font-size:12.5px;color:var(--platinum-dim);line-height:1.55}
.network-disc{margin-top:26px;font-size:11.5px;color:#56627d;line-height:1.6;max-width:760px}

/* desk disclaimer */
.desk-disc{font-size:11.5px;color:#56627d;line-height:1.6;max-width:680px;margin-top:6px}

/* ═══════════ KNOWLEDGE ═══════════ */
.knowledge{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(40px,6vw,90px);align-items:start}
.know-head{max-width:460px}
.know-head .btn{margin-top:30px}
.know-list{display:flex;flex-direction:column;gap:1px;background:var(--steel-dim);border:1px solid var(--steel-dim);border-radius:var(--r);overflow:hidden}
.know-item{display:grid;grid-template-columns:48px 1fr 24px;gap:16px;align-items:center;padding:24px 26px;background:var(--glass);backdrop-filter:blur(10px);transition:background .4s}
.know-item:hover{background:rgba(157,178,204,.06)}
.ki-n{font-size:12px;color:var(--cyan);letter-spacing:.1em}
.ki-t{font-family:var(--font-d);font-weight:500;font-size:16px}
.ki-a{color:var(--brass-bright);font-size:18px;transition:transform .3s}
.know-item:hover .ki-a{transform:translateX(5px)}

/* ═══════════ COMPLIANCE ═══════════ */
.compliance{display:flex;justify-content:center}
.comp-inner{max-width:760px}
.comp-inner p{color:var(--platinum-dim);font-size:15.5px;line-height:1.7;margin-bottom:18px}
.comp-chips{display:flex;flex-wrap:wrap;gap:10px;margin:30px 0 34px}
.comp-chips span{font-family:var(--font-m);font-size:11px;letter-spacing:.08em;color:var(--cyan);border:1px solid var(--glass-line);background:rgba(157,178,204,.04);padding:9px 16px;border-radius:30px}

/* ═══════════ FAQ ═══════════ */
.faq-head{max-width:680px;margin-bottom:44px}
.faq-list{max-width:880px;border-top:1px solid var(--steel-dim)}
.faq-item{border-bottom:1px solid var(--steel-dim)}
.faq-item summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:20px;padding:26px 4px;font-family:var(--font-d);font-weight:500;font-size:clamp(17px,2vw,21px);transition:color .35s}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary:hover{color:var(--cyan)}
.faq-item summary i{position:relative;width:16px;height:16px;flex:none}
.faq-item summary i::before,.faq-item summary i::after{content:"";position:absolute;background:var(--cyan);transition:transform .35s var(--ease)}
.faq-item summary i::before{top:7px;left:0;width:16px;height:1.5px}
.faq-item summary i::after{top:0;left:7px;width:1.5px;height:16px}
.faq-item[open] summary i::after{transform:scaleY(0)}
.faq-item[open] summary{color:var(--cyan)}
.faq-item p{color:var(--platinum-dim);font-size:14.5px;line-height:1.7;padding:0 4px 28px;max-width:760px}

/* ═══════════ FINAL CTA ═══════════ */
.final-cta{display:flex;justify-content:center;text-align:center;padding-top:clamp(110px,16vh,200px);padding-bottom:clamp(110px,16vh,200px)}
.fc-inner{max-width:780px}
.fc-inner h2{font-family:var(--font-d);font-weight:500;font-size:clamp(34px,5.6vw,82px);line-height:1;letter-spacing:-.02em;margin:6px 0 26px}
.fc-inner>p{color:var(--platinum-dim);font-size:clamp(15px,1.7vw,18px);line-height:1.65;max-width:640px;margin:0 auto 38px}
.fc-actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin-bottom:30px}
.fc-fine{font-size:11.5px;color:#56627d;line-height:1.6;max-width:560px;margin:0 auto}

/* hero support paragraph */
.hero-support{max-width:600px;font-size:13.5px;color:#6a7794;line-height:1.6;margin-bottom:44px;border-left:1px solid var(--steel-dim);padding-left:18px}

/* ═══════════ MOBILE MENU ═══════════ */
#mobile-menu{position:fixed;inset:0;z-index:98;background:rgba(5,7,13,.96);backdrop-filter:blur(22px);-webkit-backdrop-filter:blur(22px);display:flex;align-items:flex-start;justify-content:center;opacity:0;pointer-events:none;transition:opacity .45s var(--ease);overflow-y:auto;padding:96px 26px 48px}
#mobile-menu.open{opacity:1;pointer-events:auto}
#mobile-menu > nav{display:flex;flex-direction:column;width:min(460px,100%);text-align:left}
#mobile-menu > nav > a{font-family:var(--font-d);font-weight:500;font-size:19px;color:var(--platinum);padding:15px 4px;border-bottom:1px solid var(--steel-dim);transition:color .3s}
#mobile-menu details{border-bottom:1px solid var(--steel-dim)}
#mobile-menu summary{list-style:none;cursor:pointer;font-family:var(--font-d);font-weight:500;font-size:19px;color:var(--platinum);padding:15px 4px;display:flex;align-items:center;justify-content:space-between}
#mobile-menu summary::-webkit-details-marker{display:none}
#mobile-menu summary::after{content:"+";color:var(--cyan);font-size:21px;line-height:1}
#mobile-menu details[open] summary::after{content:"\2013"}
#mobile-menu details > div{display:flex;flex-direction:column;padding:2px 0 14px 14px}
#mobile-menu details a{font-family:var(--font-b);font-weight:400;font-size:14.5px;color:var(--platinum-dim);padding:10px 4px;transition:color .3s}
#mobile-menu details a:hover,#mobile-menu > nav > a:hover{color:var(--cyan)}
#mobile-menu .mm-cta{margin-top:22px;text-align:center;color:var(--brass-bright);font-family:var(--font-d);font-weight:500;font-size:15px;border:1px solid rgba(184,134,11,.4);border-radius:40px;padding:16px 26px}
.nav-burger.is-open span:first-child{transform:translateY(3.5px) rotate(45deg)}
.nav-burger.is-open span:last-child{transform:translateY(-3px) rotate(-45deg)}

/* collapse mega-menu to burger earlier (7 top-level items) */
@media(max-width:1100px){
  .nav-links{display:none}
  .nav-burger{display:flex}
  .nav-cta{display:none}
}

/* ═══════════ PAGE HERO (interior pages) ═══════════ */
.page-hero{min-height:62vh;display:flex;flex-direction:column;justify-content:center;padding-top:140px}
.page-hero h1{font-family:var(--font-d);font-weight:500;font-size:clamp(38px,7vw,96px);line-height:.98;letter-spacing:-.02em;margin-bottom:24px;max-width:14ch}
.page-hero h1 .accent{color:transparent;background:linear-gradient(100deg,var(--cyan) 0%,var(--platinum) 45%,var(--brass) 100%);-webkit-background-clip:text;background-clip:text;font-style:italic;font-weight:400}
.page-hero .lead{max-width:620px;font-size:clamp(15px,1.7vw,19px);color:var(--platinum-dim);line-height:1.6}
.crumb{font-family:var(--font-m);font-size:11px;letter-spacing:.22em;color:var(--platinum-dim);margin-bottom:26px;display:flex;gap:10px;align-items:center}
.crumb a{color:var(--cyan)}
.crumb i{width:18px;height:1px;background:var(--steel)}
.placeholder-note{margin-top:40px;background:var(--glass);border:1px dashed var(--glass-line);border-radius:var(--r);padding:26px 30px;max-width:620px;backdrop-filter:blur(10px)}
.placeholder-note .mono{font-size:10px;letter-spacing:.2em;color:var(--cyan);display:block;margin-bottom:10px}
.placeholder-note p{font-size:14px;color:var(--platinum-dim);line-height:1.6}

/* ═══════════ FORMS (full page) ═══════════ */
.form-wrap{max-width:760px;background:var(--glass);border:1px solid var(--glass-line);border-radius:18px;padding:clamp(28px,4vw,52px);backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px)}
.form-wrap .sf-row-2{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:14px}
.form-wrap textarea{background:rgba(5,9,18,.6);border:1px solid var(--steel-dim);border-radius:9px;padding:13px 15px;color:var(--platinum);font-family:var(--font-b);font-size:14px;width:100%;min-height:120px;resize:vertical;transition:border-color .35s,box-shadow .35s}
.form-wrap textarea:focus{outline:none;border-color:var(--cyan);box-shadow:0 0 0 3px rgba(157,178,204,.1)}
.form-wrap select{background:rgba(5,9,18,.6);border:1px solid var(--steel-dim);border-radius:9px;padding:13px 15px;color:var(--platinum);font-family:var(--font-b);font-size:14px;width:100%}
.form-wrap select:focus{outline:none;border-color:var(--cyan)}

/* ═══════════ SERVICE PAGES ═══════════ */
.svc-hero .hero-actions{margin-top:30px;margin-bottom:0}
.svc-head{max-width:820px;margin-bottom:42px}
.svc-head .eyebrow{margin-bottom:18px}
.prose{max-width:780px}
.prose p{color:var(--platinum-dim);font-size:15.5px;line-height:1.75;margin-bottom:18px}
.prose p:last-child{margin-bottom:0}
.prose strong{color:var(--platinum);font-weight:500}
.prose ul{list-style:none;margin:10px 0 22px;display:flex;flex-direction:column;gap:11px}
.prose ul:last-child{margin-bottom:0}
.prose li{position:relative;padding-left:24px;color:var(--platinum-dim);font-size:15px;line-height:1.6}
.prose li::before{content:"";position:absolute;left:1px;top:8px;width:7px;height:7px;border-radius:50%;background:var(--cyan);box-shadow:0 0 8px var(--cyan)}

/* typed asset cards */
.svc-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.svc-card{background:var(--glass);border:1px solid var(--glass-line);border-radius:var(--r);padding:30px 28px;backdrop-filter:blur(12px);position:relative;overflow:hidden;transition:border-color .5s var(--ease),transform .5s var(--ease),box-shadow .5s}
.svc-card::before{content:"";position:absolute;top:0;left:0;right:0;height:1px;background:linear-gradient(90deg,transparent,var(--cyan),transparent);opacity:0;transition:opacity .5s}
.svc-card:hover{border-color:rgba(157,178,204,.4);transform:translateY(-5px);box-shadow:0 22px 56px rgba(16,40,28,.10)}
.svc-card:hover::before{opacity:1}
.svc-card .n{font-family:var(--font-m);font-size:12px;color:var(--cyan);letter-spacing:.14em;display:block;margin-bottom:18px}
.svc-card h4{font-family:var(--font-d);font-weight:500;font-size:19px;margin-bottom:11px;line-height:1.15;letter-spacing:-.01em}
.svc-card p{font-size:13.5px;color:var(--platinum-dim);line-height:1.6}

/* definition list (term + description) */
.deflist{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:var(--steel-dim);border:1px solid var(--steel-dim);border-radius:var(--r);overflow:hidden}
.def{background:var(--glass);backdrop-filter:blur(10px);padding:28px 30px;transition:background .4s}
.def:hover{background:rgba(157,178,204,.05)}
.def h4{font-family:var(--font-d);font-weight:500;font-size:17px;margin-bottom:9px;color:var(--brass-bright);letter-spacing:-.005em}
.def p{font-size:13.5px;color:var(--platinum-dim);line-height:1.6}

/* numbered steps */
.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.step-card{background:var(--glass);border:1px solid var(--glass-line);border-radius:var(--r);padding:30px 28px;backdrop-filter:blur(12px);transition:border-color .5s var(--ease),transform .5s var(--ease)}
.step-card:hover{border-color:rgba(184,134,11,.4);transform:translateY(-4px)}
.step-card .sn{font-family:var(--font-d);font-weight:500;font-size:40px;line-height:1;color:transparent;background:linear-gradient(120deg,var(--cyan),var(--brass));-webkit-background-clip:text;background-clip:text;display:block;margin-bottom:18px}
.step-card h4{font-family:var(--font-d);font-weight:500;font-size:18px;margin-bottom:10px;line-height:1.15}
.step-card p{font-size:13.5px;color:var(--platinum-dim);line-height:1.6}

/* bulleted list inside a card */
.card-list{list-style:none;margin-top:15px;display:flex;flex-direction:column;gap:9px}
.card-list li{position:relative;padding-left:18px;font-size:13px;color:var(--platinum-dim);line-height:1.5}
.card-list li::before{content:"";position:absolute;left:0;top:7px;width:5px;height:5px;border-radius:50%;background:var(--cyan);box-shadow:0 0 6px var(--cyan)}

/* investor chips */
.chip-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px;max-width:780px}
.chip-row span{font-family:var(--font-d);font-weight:500;font-size:13.5px;color:var(--platinum);border:1px solid var(--glass-line);background:var(--glass);backdrop-filter:blur(10px);padding:11px 18px;border-radius:40px;transition:border-color .4s,color .4s}
.chip-row span:hover{border-color:var(--cyan);color:var(--cyan)}

/* two-column body (prose + aside) */
.svc-split{display:grid;grid-template-columns:1.15fr .85fr;gap:clamp(40px,6vw,80px);align-items:start}
.svc-aside{background:var(--glass);border:1px solid var(--glass-line);border-radius:var(--r);padding:34px 32px;backdrop-filter:blur(14px);position:sticky;top:110px}
.svc-aside h4{font-family:var(--font-d);font-weight:500;font-size:18px;margin-bottom:18px}
.svc-aside .tp{padding:14px 0;border-bottom:1px solid var(--steel-dim);background:none}
.svc-aside .tp:last-child{border-bottom:none}

@media(max-width:1080px){
  .svc-cards,.steps-grid{grid-template-columns:repeat(2,1fr)}
  .svc-split{grid-template-columns:1fr}
  .svc-aside{position:static}
}
@media(max-width:760px){
  .svc-cards,.steps-grid,.deflist{grid-template-columns:1fr}
}

/* ═══════════ LEGAL DOCUMENTS ═══════════ */
.legal-tabs{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:46px}
.legal-tabs a{font-family:var(--font-m);font-size:11px;letter-spacing:.1em;color:var(--platinum-dim);border:1px solid var(--glass-line);background:var(--glass);backdrop-filter:blur(10px);padding:10px 18px;border-radius:30px;transition:border-color .35s,color .35s}
.legal-tabs a:hover{border-color:var(--cyan);color:var(--cyan)}
.legal-tabs a.active{color:var(--obsidian);background:linear-gradient(120deg,var(--brass),var(--brass-bright));border-color:transparent;font-weight:600}
.legal-doc{max-width:880px}
.legal-block{padding:32px 0;border-top:1px solid var(--steel-dim)}
.legal-block:first-of-type{border-top:none;padding-top:6px}
.legal-block h2{font-family:var(--font-d);font-weight:500;font-size:clamp(20px,2.6vw,30px);letter-spacing:-.012em;margin-bottom:16px}
.legal-block h2 .ix{font-family:var(--font-m);font-size:13px;color:var(--cyan);letter-spacing:.1em;margin-right:12px}
.legal-block h4{font-family:var(--font-m);font-size:11px;letter-spacing:.16em;color:var(--cyan);margin:20px 0 8px}
.legal-block p{color:var(--platinum-dim);font-size:15px;line-height:1.75;margin-bottom:14px}
.legal-block p:last-child{margin-bottom:0}
.legal-block strong{color:var(--platinum);font-weight:500}
.legal-block ul{list-style:none;margin:10px 0 16px;display:flex;flex-direction:column;gap:9px}
.legal-block li{position:relative;padding-left:22px;color:var(--platinum-dim);font-size:14.5px;line-height:1.6}
.legal-block li::before{content:"";position:absolute;left:1px;top:8px;width:6px;height:6px;border-radius:50%;background:var(--cyan);box-shadow:0 0 7px var(--cyan)}
.legal-block address{font-style:normal;color:var(--platinum);font-size:15px;line-height:1.8;display:block;margin-top:6px}
.legal-block address .k{color:var(--platinum-dim)}
.legal-updated{font-family:var(--font-m);font-size:11px;letter-spacing:.14em;color:var(--platinum-dim);margin-top:16px}

/* footer legal row */
.foot-legal{display:flex;flex-wrap:wrap;gap:8px 18px;padding:18px 0 4px;font-family:var(--font-m);font-size:10.5px;letter-spacing:.08em}
.foot-legal a{color:var(--platinum-dim);transition:color .3s}
.foot-legal a:hover{color:var(--cyan)}

/* ═══════════ CASE STUDIES ═══════════ */
.case{position:relative;background:var(--glass);border:1px solid var(--glass-line);border-radius:18px;padding:clamp(28px,3.4vw,46px);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);margin-bottom:22px;overflow:hidden;transition:border-color .5s var(--ease),transform .5s var(--ease)}
.case::before{content:"";position:absolute;top:0;left:0;right:0;height:1px;background:linear-gradient(90deg,transparent,var(--cyan),transparent);opacity:0;transition:opacity .5s}
.case:hover{border-color:rgba(157,178,204,.3)}
.case:hover::before{opacity:1}
.case-top{display:flex;justify-content:space-between;align-items:center;gap:16px;margin-bottom:20px;flex-wrap:wrap}
.case-num{font-family:var(--font-m);font-size:13px;color:var(--cyan);letter-spacing:.14em}
.case-tag{font-family:var(--font-m);font-size:9.5px;letter-spacing:.18em;color:var(--platinum-dim);border:1px solid var(--steel);padding:6px 13px;border-radius:30px}
.case h3{font-family:var(--font-d);font-weight:500;font-size:clamp(22px,2.8vw,34px);line-height:1.12;letter-spacing:-.015em;margin-bottom:18px;max-width:26ch}
.case-over p{color:var(--platinum-dim);font-size:14.5px;line-height:1.7;margin-bottom:13px;max-width:780px}
.case-cols{display:grid;grid-template-columns:1fr 1fr;gap:26px;margin-top:26px}
.case-block h5{font-family:var(--font-m);font-size:10px;letter-spacing:.2em;color:var(--cyan);margin-bottom:13px}
.case-block.approach h5{color:var(--brass-bright)}
.case-outcome{margin-top:26px;border-top:1px solid var(--steel-dim);padding-top:22px}
.case-outcome h5{font-family:var(--font-m);font-size:10px;letter-spacing:.2em;color:var(--brass-bright);margin-bottom:10px}
.case-outcome p{color:var(--platinum);font-size:14.5px;line-height:1.65;max-width:820px}
@media(max-width:760px){.case-cols{grid-template-columns:1fr;gap:20px}}

/* ═══════════ ABOUT PAGE ═══════════ */
.belief{max-width:860px;margin:0 auto;text-align:center}
.belief .big{font-family:var(--font-d);font-weight:400;font-size:clamp(26px,4vw,52px);line-height:1.1;letter-spacing:-.015em;margin:14px 0 30px}
.belief .big .accent{color:transparent;background:linear-gradient(100deg,var(--cyan),var(--brass));-webkit-background-clip:text;background-clip:text;font-style:italic}
.belief p{color:var(--platinum-dim);font-size:15.5px;line-height:1.7;max-width:680px;margin:0 auto 16px}

/* company / legal details */
.legal-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--steel-dim);border:1px solid var(--steel-dim);border-radius:var(--r);overflow:hidden}
.legal-cell{background:var(--glass);backdrop-filter:blur(10px);padding:30px 30px}
.legal-cell .k{font-family:var(--font-m);font-size:10px;letter-spacing:.2em;color:var(--cyan);display:block;margin-bottom:12px}
.legal-cell .v{font-family:var(--font-d);font-weight:500;font-size:16px;line-height:1.4}
.legal-cell .v small{display:block;font-family:var(--font-b);font-weight:300;font-size:13px;color:var(--platinum-dim);margin-top:4px}

/* "what we are not" */
.exclude{max-width:760px;margin-top:8px}
.exclude ul{list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:11px}
.exclude li{position:relative;padding-left:26px;color:var(--platinum-dim);font-size:14.5px;line-height:1.5}
.exclude li::before{content:"\00d7";position:absolute;left:2px;top:-1px;color:var(--brass);font-size:17px;font-weight:500}

@media(max-width:760px){
  .legal-grid{grid-template-columns:1fr}
  .exclude ul{grid-template-columns:1fr}
}

/* ═══════════ COOKIE CONSENT ═══════════ */
#cookie-banner{
  position:fixed;left:0;right:0;bottom:0;z-index:200;
  display:flex;align-items:center;gap:clamp(16px,3vw,40px);
  padding:18px clamp(20px,4vw,52px);
  background:rgba(9,14,26,.92);backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);
  border-top:1px solid var(--steel-dim);
  transform:translateY(110%);transition:transform .5s var(--ease);
}
#cookie-banner.show{transform:none}
#cookie-banner p{font-size:12.5px;line-height:1.55;color:var(--platinum-dim);margin:0;max-width:760px}
#cookie-banner p strong{color:var(--platinum);font-weight:500;font-family:var(--font-d)}
#cookie-banner a{color:var(--cyan)}
.cookie-actions{display:flex;gap:10px;flex:none;margin-left:auto}
.cookie-actions button{
  font-family:var(--font-d);font-weight:500;font-size:12.5px;letter-spacing:.02em;cursor:pointer;
  padding:11px 20px;border-radius:40px;border:1px solid var(--glass-line);transition:all .35s var(--ease);
}
.cookie-actions .ck-decline{background:transparent;color:var(--platinum-dim)}
.cookie-actions .ck-decline:hover{color:var(--platinum);border-color:var(--steel)}
.cookie-actions .ck-accept{background:linear-gradient(120deg,var(--brass),var(--brass-bright));color:#1a1206;border-color:transparent}
.cookie-actions .ck-accept:hover{box-shadow:0 8px 26px rgba(184,134,11,.4)}
@media(max-width:680px){
  #cookie-banner{flex-direction:column;align-items:flex-start;gap:14px}
  .cookie-actions{margin-left:0;width:100%}
  .cookie-actions button{flex:1}
}

/* ═══════════ REVEAL ═══════════ */
.reveal{opacity:0;transform:translateY(34px);filter:blur(5px);transition:opacity 1s var(--ease),transform 1s var(--ease),filter 1s var(--ease)}
.reveal.in{opacity:1;transform:none;filter:none}

/* ═══════════ RESPONSIVE ═══════════ */
@media(max-width:1080px){
  .why,.submit-inner,.foot-top,.position-grid,.diff-body,.knowledge{grid-template-columns:1fr}
  .life-stage{grid-template-columns:1fr}
  .life-visual{display:none}
  .submit-copy{position:static}
  .position-points{position:static}
  .res-grid{grid-template-columns:1fr 1fr}
  .res-feat{grid-row:auto;grid-column:span 2}
  .serve-cols{grid-template-columns:1fr}
  .regions-grid{grid-template-columns:repeat(2,1fr)}
  .sectors-grid,.network-grid{grid-template-columns:repeat(2,1fr)}
  .diff-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:760px){
  .nav-links{display:none}
  .nav-burger{display:flex}
  .nav-cta{display:none}
  .trust-grid{grid-template-columns:1fr 1fr}
  .res-grid{grid-template-columns:1fr}
  .res-feat{grid-column:auto}
  .desk-row{grid-template-columns:1fr 1fr;gap:10px}
  .desk-row--head{display:none}
  .desk-row span:nth-child(3),.desk-row span:nth-child(2){display:none}
  .sf-row-3,.sf-row-2{grid-template-columns:1fr}
  .form-wrap .sf-row-2{grid-template-columns:1fr}
  .foot-cols{grid-template-columns:1fr 1fr}
  .foot-bot{flex-direction:column;gap:8px}
  .regions-grid,.sectors-grid,.network-grid,.diff-grid{grid-template-columns:1fr}
  .know-item{grid-template-columns:34px 1fr 20px;gap:12px;padding:20px}
}
@media(prefers-reduced-motion:reduce){
  *{animation-duration:.001ms!important;transition-duration:.001ms!important}
  .reveal,.stmt-h2 .reveal-line,.hero-h1 .w{opacity:1!important;transform:none!important;filter:none!important}
}

/* ═══════════════════════════════════════════════════════════
   LIGHT FINTECH OVERRIDES  (Finovate-style)
   ═══════════════════════════════════════════════════════════ */
body{background:#fff;font-weight:400;color:var(--ink)}
#scene,#scene-grain,#scene-vignette{display:none!important}
::selection{background:var(--cyan);color:#fff}

/* preloader */
#preloader{background:#fff}
.pre-mark{color:var(--ink)} .pre-mark span{color:var(--cyan)}
.pre-bar-fill{background:var(--cyan)} .pre-pct{color:var(--cyan)}

/* nav */
#nav{padding-top:20px;padding-bottom:20px}
.nav-links > a,.nav-trigger{color:#46546e;font-weight:500}
.nav-links > a:hover,.nav-trigger:hover,.nav-item:hover .nav-trigger{color:var(--ink)}
#nav.shrink{background:rgba(255,255,255,.92);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);border-bottom:1px solid var(--steel-dim);box-shadow:0 6px 24px rgba(16,40,28,.06)}
.logo-word{color:var(--ink);font-weight:800;letter-spacing:.14em}
.logo-sub{color:var(--platinum-dim);border-left-color:var(--steel)}
.logo-glyph{border-color:var(--cyan);box-shadow:none}
.logo-glyph::after{background:var(--cyan);opacity:1}
.nav-cta{background:var(--cyan);color:#fff;border-color:var(--cyan);font-weight:700}
.nav-cta:hover{background:var(--cyan-deep);border-color:var(--cyan-deep);box-shadow:0 10px 22px rgba(30,122,70,.28)}
.nav-burger span{background:var(--ink)}
.nav-drop-inner{background:#fff;border:1px solid var(--steel-dim);box-shadow:0 30px 60px rgba(16,40,28,.14)}
.nav-drop a:hover{background:#EEF6F0}
.nav-drop .d-t{color:var(--ink)} .nav-drop a:hover .d-t{color:var(--cyan)} .nav-drop .d-s{color:var(--platinum-dim)}
#mobile-menu{background:rgba(255,255,255,.98)}
#mobile-menu > nav > a,#mobile-menu summary{color:var(--ink);border-bottom-color:var(--steel-dim)}
#mobile-menu details{border-bottom-color:var(--steel-dim)}
#mobile-menu details a{color:var(--platinum-dim)} #mobile-menu summary::after{color:var(--cyan)}
#mobile-menu .mm-cta{color:#fff;background:var(--cyan);border-color:var(--cyan)}

/* headings: bold modern sans */
.hero-h1,.sec-h2,.page-hero h1,.fc-inner h2,.belief .big,.life-head h2,.cats-head h2,.why-left h2,.desk-head h2,.serve-card h3,.cat-card h3{font-family:var(--font-d);letter-spacing:-.02em}
.hero-h1,.page-hero h1,.fc-inner h2,.sec-h2{font-weight:800}
.hero-h1{font-size:clamp(40px,5.6vw,72px);line-height:1.04}
.page-hero h1{font-weight:800}

/* kill multi-stop gradient accents -> solid blue */
.hero-h1 .accent,.sec-h2 .accent,.page-hero h1 .accent,.why-left .accent,.belief .big .accent,.stmt-h2 .accent{
  -webkit-text-fill-color:currentColor;color:var(--cyan);background:none!important;-webkit-background-clip:border-box;background-clip:border-box;font-style:normal;font-weight:inherit;
}

/* eyebrow -> pill badge */
.eyebrow,.hero-eyebrow,.stmt-eyebrow{font-family:var(--font-d);font-weight:600;font-size:11.5px;letter-spacing:.08em;color:var(--cyan);background:var(--tint);display:inline-flex;align-items:center;padding:7px 14px;border-radius:30px;margin-bottom:20px}
.hero-eyebrow .dot{background:var(--cyan);box-shadow:none}

/* lead / body text */
.lead,.sec-lead,.prose p,.svc-aside .tp span,.hero-sub{color:var(--platinum-dim)}
.page-hero .lead,.hero-sub{font-size:clamp(16px,1.5vw,19px);line-height:1.6}

/* cards: soft shadow + lift */
.svc-card,.diff-card,.serve-card,.region-card,.sector-card,.net-card,.step-card,.res-card,.cat-card,.svc-aside,.form-wrap,.case,.know-list,.deflist,.legal-tabs a{box-shadow:var(--shadow-sm)}
.svc-card,.diff-card,.serve-card,.region-card,.sector-card,.net-card,.step-card,.res-card,.cat-card,.svc-aside,.form-wrap,.case{border:1px solid var(--steel-dim)}
.svc-card:hover,.diff-card:hover,.serve-card:hover,.region-card:hover,.sector-card:hover,.net-card:hover,.step-card:hover,.res-card:hover,.cat-card:hover{box-shadow:var(--shadow);border-color:#D6DFEE;transform:translateY(-5px)}
.deflist,.know-list{box-shadow:var(--shadow-sm);border:1px solid var(--steel-dim)}

/* numbered card chips -> blue tint badge */
.svc-card .n,.step-card .sn{color:var(--cyan)}
.step-card .sn{-webkit-text-fill-color:var(--cyan)}
.svc-card .n{display:inline-flex;align-items:center;justify-content:center;background:var(--tint);color:var(--cyan);width:40px;height:40px;border-radius:11px;font-weight:700;font-size:14px}

/* chips / pills */
.chip-row span,.comp-chips span{background:var(--tint);border:1px solid #CFE7D6;color:#14512F}
.cat-card li{background:var(--tint);border-color:#CFE7D6;color:#14512F}

/* buttons */
.btn-primary{background:var(--cyan);color:#fff;box-shadow:0 10px 26px rgba(30,122,70,.28)}
.btn-primary:hover{background:var(--cyan-deep);box-shadow:0 14px 34px rgba(30,122,70,.38)}
.btn-ghost{background:#fff;border:1px solid var(--steel);color:var(--ink)}
.btn-ghost:hover{border-color:var(--cyan);color:var(--cyan);box-shadow:none}

/* status pills */
.status.live{color:#0a7d3c;border-color:#bfe6cd;background:#eafaf0}
.status.warm{color:#9a6a00;border-color:#f0e0b8;background:#fdf6e6}
.status.due{color:var(--platinum-dim);border-color:var(--steel)}

/* faq */
.faq-list{border-top-color:var(--steel-dim)} .faq-item{border-bottom-color:var(--steel-dim)}
.faq-item summary i::before,.faq-item summary i::after{background:var(--cyan)}

/* forms */
.sf-field input,.form-wrap textarea,.form-wrap select{background:#fff;border-color:var(--steel);color:var(--ink)}
.sf-field input::placeholder,.form-wrap textarea::placeholder{color:#9aa7bc}
.sf-field input:focus,.form-wrap textarea:focus{border-color:var(--cyan);box-shadow:0 0 0 3px rgba(30,122,70,.12)}
.sf-consent,.sf-field span,.sf-fine{color:var(--platinum-dim)}

/* legal */
.legal-block h2{color:var(--ink)} .legal-block h2 .ix,.legal-block h4{color:var(--cyan)}
.legal-tabs a{background:#fff;border-color:var(--steel-dim);color:var(--platinum-dim)}
.legal-tabs a.active{background:var(--cyan);color:#fff;border-color:var(--cyan)}

/* def tiles */
.def h4{color:var(--ink)}
.tp i{background:var(--cyan);box-shadow:none}

/* section tint helper */
.panel--tint{background:var(--navy)}
.panel--tint .svc-card,.panel--tint .step-card,.panel--tint .deflist,.panel--tint .form-wrap{background:#fff}

/* dark CTA / footer text contrast */
#footer{background:var(--ink-navy);border-top:none}
#footer .logo-word{color:#fff}
#footer .foot-tag,#footer .foot-cols a,#footer .foot-bot,#footer .foot-legal a{color:#9db6a4}
#footer .foot-cols a:hover,#footer .foot-legal a:hover{color:#fff}
#footer .foot-cols h5{color:#fff}
#footer .foot-disclaimer{color:#5f7466}
#footer .foot-bot,#footer .foot-top,#footer .foot-legal{border-color:rgba(255,255,255,.08)}

/* cookie banner light */
#cookie-banner{background:rgba(255,255,255,.97);border-top:1px solid var(--steel-dim);box-shadow:0 -10px 40px rgba(16,40,28,.08)}
#cookie-banner p{color:var(--platinum-dim)} #cookie-banner p strong{color:var(--ink)}
.cookie-actions .ck-decline{color:var(--platinum-dim);border-color:var(--steel)}
.cookie-actions .ck-accept{background:var(--cyan);color:#fff}

/* ===== NEW FINTECH COMPONENTS ===== */
.hero-split{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(30px,5vw,70px);align-items:center;min-height:auto}
.hero-split .hero-actions{margin-bottom:24px}
.hero-media{position:relative}
.media-frame{border-radius:22px;overflow:hidden;box-shadow:var(--shadow);border:1px solid var(--steel-dim);background:#fff;line-height:0}
.media-frame img{width:100%;height:100%;object-fit:cover;display:block}
.media-frame.ratio{aspect-ratio:4/3}
.float-badge{position:absolute;background:#fff;border:1px solid var(--steel-dim);box-shadow:var(--shadow-sm);border-radius:14px;padding:14px 18px;display:flex;align-items:center;gap:12px}
.float-badge .fb-ic{width:38px;height:38px;border-radius:10px;background:var(--tint);display:flex;align-items:center;justify-content:center;color:var(--cyan);flex:none}
.float-badge .fb-n{font-family:var(--font-d);font-weight:800;font-size:18px;color:var(--ink);line-height:1}
.float-badge .fb-l{font-size:11px;color:var(--platinum-dim)}
.fb-tl{top:18px;left:-14px} .fb-br{bottom:22px;right:-14px}
.trust-row{display:flex;align-items:center;gap:16px;flex-wrap:wrap;margin-top:8px}
.trust-row .tr-label{font-size:12.5px;color:var(--platinum-dim)}
.logos{display:flex;flex-wrap:wrap;gap:14px;align-items:center;justify-content:center}
.logos span{font-family:var(--font-d);font-weight:700;font-size:15px;letter-spacing:.02em;color:#9aa7bc;border:1px solid var(--steel-dim);border-radius:10px;padding:12px 20px;background:#fff}
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(34px,5vw,70px);align-items:center}
.split.rev .split-media{order:-1}
.split-copy h2{margin-bottom:18px}
.icard{display:flex;gap:16px;align-items:flex-start}
.icard .ic{width:48px;height:48px;border-radius:13px;background:var(--tint);color:var(--cyan);display:flex;align-items:center;justify-content:center;flex:none}
.stats-band{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;background:var(--ink-navy);border-radius:24px;padding:clamp(32px,4vw,52px)}
.stat .num{font-family:var(--font-d);font-weight:800;font-size:clamp(30px,3.6vw,46px);color:#fff;line-height:1}
.stat .num em{font-style:normal;color:var(--brass-bright)}
.stat .lbl{margin-top:8px;font-size:13px;color:#9db6a4}
.quote-band{text-align:center;max-width:900px;margin:0 auto}
.quote-band .q{font-family:var(--font-d);font-weight:700;font-size:clamp(22px,3vw,38px);line-height:1.3;letter-spacing:-.01em;color:var(--ink)}
.quote-band .q .accent{color:var(--cyan)}
.quote-band .cite{margin-top:22px;font-size:13px;color:var(--platinum-dim);letter-spacing:.04em}
.cta-band{background:var(--ink-navy);border-radius:28px;padding:clamp(40px,6vw,80px);text-align:center;position:relative;overflow:hidden}
.cta-band::before{content:"";position:absolute;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(30,122,70,.35),transparent 70%);top:-120px;right:-80px}
.cta-band h2{color:#fff;position:relative}
.cta-band p{color:#bcccc0;position:relative;max-width:620px;margin:14px auto 30px}
.cta-band .fc-fine{color:#6d8274}
@media(max-width:980px){
  .hero-split,.split,.stats-band{grid-template-columns:1fr}
  .stats-band{grid-template-columns:1fr 1fr}
  .split.rev .split-media{order:0}
  .hero-media{margin-top:10px}
}
@media(max-width:600px){.stats-band{grid-template-columns:1fr 1fr;gap:18px}.logos span{font-size:13px;padding:10px 14px}}

/* interior split heroes */
.page-hero .hero-split{width:100%}
.page-hero .hero-copy{max-width:600px}
.page-hero .hero-split h1{font-size:clamp(32px,4.2vw,54px)}
.page-hero.svc-hero{min-height:auto;padding-top:clamp(120px,15vh,160px);padding-bottom:clamp(30px,5vh,60px)}

/* language switcher */
.lang-switch{font-family:var(--font-d);font-weight:700;font-size:12px;letter-spacing:.06em;color:var(--ink);border:1px solid var(--steel);border-radius:30px;padding:9px 13px;line-height:1;transition:border-color .3s,color .3s,background .3s}
.lang-switch:hover{border-color:var(--cyan);color:var(--cyan)}
@media(max-width:1100px){.lang-switch{display:none}}
.lang-switch-m{align-self:flex-start;margin-bottom:6px;font-family:var(--font-d);font-weight:700;font-size:13px;color:var(--cyan);border:1px solid var(--steel-dim);border-radius:30px;padding:9px 16px}